Private medical insurance for UK brokers and introducers — at home or abroad
Add private medical insurance to your range without writing the cover yourself. Refer your clients to DCare — you introduce or advise, DCare quotes, issues, and services the policy, and you earn commission on every case. Cover works wherever your clients live, in the UK or abroad, so one product serves your whole book.
In short
What a DCare partnership gives a UK firm
A DCare partnership lets a UK broker, intermediary, or introducer add private medical insurance to their range without underwriting it. You bring the client; DCare quotes, issues, and services the policy; you earn commission on every policy that goes live, renewals included.
It is the simplest way to answer a client who asks for private medical cover — at home in the UK or as they move abroad — without sending them elsewhere or building a product of your own.
Who it's for
Brokers, introducers, and appointed representatives: who DCare works with
DCare gives UK firms a PMI option without writing the cover themselves. Because cover works wherever clients live, you can place DCare for your UK-resident book and for clients who relocate abroad — one product, your whole client base. You keep the relationship; DCare handles the product.
PMI & health intermediaries
Add DCare to the plans you already place for UK clients.
General insurance brokers
Asked for health cover you currently have nowhere to put? Now you do.
Introducers & appointed representatives
Refer clients for a fee within the terms of your own permissions.
Wealth, relocation & expat-services firms
Clients who move between countries need cover that travels with them.
Know your role
Appointed representative, introducer, or broker — which applies to you?
These roles carry different responsibilities under FCA rules. In short:
| Role | What it means | Product advice? | Typical earning |
|---|---|---|---|
| Appointed representative (AR) | Acts under an FCA-authorised principal firm that takes regulatory responsibility for it | Within the principal's permissions | Commission |
| Introducer | Passes a client's details to a provider; gives no regulated advice | No | Introducer fee |
| Broker / intermediary | FCA-authorised in its own right; advises the client | Yes | Commission |
How DCare fits
DCare is the private medical insurance product you add to your range. You work with DCare as an introducer or as an advising broker, within your own permissions. DCare is not your principal firm and does not appoint appointed representatives.
Requirements differ by role. We confirm what applies to you when we set up your partnership — so you start on the right footing.
The product
What your clients get
DCare is comprehensive private medical insurance for clients who want fast access to private treatment, at home or abroad. In broad terms it includes:
- Hospital treatment (in-patient and day-patient)
- Out-patient options
- Worldwide treatment access, with territory options
- A choice of cover levels to match different client budgets
Exact limits, cover levels, and territory options depend on the plan. Tell us about your clients and we'll send the full benefit schedule and current terms.
Eligibility: the DCare product on this page covers clients wherever they live, including the UK. A UK broker can place it for their UK-resident book and for clients who relocate abroad.
How it works
How a DCare partnership works
We build the partnership around how you work — there is no single fixed programme. Common starting points:
Refer and earn
Send us the client; we advise, quote, and issue; you earn commission on completion.
Advise and place
You recommend DCare and stay the client's adviser; we underwrite, issue, and service; you earn ongoing commission.
Introduce for a fee
Pass a client's details without giving regulated advice and earn an introducer fee.
Co-branded
Send clients to a DCare quote experience carrying your firm's name.
These are starting points, not a menu. Tell us how you work and we design the rest with you.
Commission
What you earn
You earn commission on every policy that goes live, including renewals — so your book keeps earning while your clients stay covered. Rates depend on the plan and how we structure your partnership. Tell us how you work and we will send the current schedule.
Why DCare
Why UK brokers choose DCare
One product, your whole book
Place it for UK-resident clients and for clients who relocate — no patchwork of country-specific plans.
DCare does the heavy lifting
Quoting, issuing, and servicing — handled. You stay the adviser.
Match cover to budget
Plan tiers let clients choose without you sending them elsewhere.
One contact for your whole book
Email or WhatsApp, and get an answer.
Get started
What to send us
Every partnership is set up individually, so the fastest start is to send a short request with your questions. Useful to include:
- Your firm, your role (broker, introducer, AR), and the market you serve
- The kind of clients you'd place with DCare
- The partnership model you have in mind (or ask us to suggest one)
- Your questions — commission, terms, cover details, onboarding
We reply with the specifics for your case: benefit schedule, commission, and how the partnership works.
Try the DCare quote tool your clients would useThree steps
Start a DCare partnership
Send your request
Email info@digicare-insurance.com or message WhatsApp +357 99 857807 with your details and questions.
We send the details
You get the benefit schedule, commission, and the partnership shape that fits you.
Start referring
Send your first client and earn on completion.
FAQ
UK broker partnership questions, answered
Add private medical insurance to your range
Send us a short partnership request and we'll reply with the benefit schedule, commission, and a partnership shaped around how you work.