Plan A Immigration Medical Insurance Cyprus — Pink Slip & Category F, same-day certificate
Plan A immigration medical insurance in Cyprus is a private health policy that meets the minimum coverage thresholds under the Aliens and Immigration Law (Cap. 105) and is accepted by the Civil Registry & Migration Department as proof of cover for non-EU residence-permit applications — including the Pink Slip (MUKW permit), Yellow Slip (MEU1 for EU citizens, MEU2 for non-EU family of EU citizens), Category F retirement permit, work permit, student visa, and domestic-worker permit.
See exactly what the Migration Department checks
Plan A Immigration Medical Insurance Cyprus — Pink Slip & Category F, same-day certificate
Plan A immigration medical insurance in Cyprus is a private health policy that meets the minimum coverage thresholds under the Aliens and Immigration Law (Cap. 105) and is accepted by the Civil Registry & Migration Department as proof of cover for non-EU residence-permit applications — including the Pink Slip (MUKW permit), Yellow Slip (MEU1 for EU citizens, MEU2 for non-EU family of EU citizens), Category F retirement permit, work permit, student visa, and domestic-worker permit.
See exactly what the Migration Department checks
Plan A Immigration Medical Insurance Cyprus — Pink Slip & Category F, same-day certificate
See exactly what the Migration Department checks
Plan A immigration medical insurance in Cyprus is a private health policy that meets the minimum coverage thresholds under the Aliens and Immigration Law (Cap. 105) and is accepted by the Civil Registry & Migration Department as proof of cover for non-EU residence-permit applications — including the Pink Slip (MUKW permit), Yellow Slip (MEU1 for EU citizens, MEU2 for non-EU family of EU citizens), Category F retirement permit, work permit, student visa, and domestic-worker permit.
Non-EU worker
Anyone on a work permit or seconded contract; the employer must hold cover for the stamping period.
Non-EU student
Required at registration with the District Aliens & Immigration Unit on arrival.
Read the student visa health insurance guideCategory F retiree
Self-sufficient retirees over 60 applying as long-term residents.
Domestic worker
Third-country nationals on a domestic-worker or housekeeper permit.
Family dependent
Every spouse and child on the residence file must appear on the same certificate.
Not sure if you need it? Talk to us
Not sure if you need it? Get instant answers from our AI assistant — available 24/7.
Call to AI AssistantEU, EEA or Swiss citizen settling in Cyprus? You register the Yellow Slip (MEU1), not the Pink Slip. See our Yellow Slip insurance for EU citizens.
What does Plan A cover, line by line
Plan A pays 90% of inpatient, outpatient, and emergency costs up to a €13,700 annual ceiling per insured person, plus a €515 maternity benefit and transportation of remains. Cover applies inside the Republic of Cyprus only and runs for a 12-month term.
Plan A is the industry name for the entry-level immigration policy accepted by the Civil Registry & Migration Department. DigiCare arranges Plan A through a Cyprus-licensed underwriter (ICCS-registered), and every line below appears on the certificate you hand in at your CRMD interview, so the clerk can tick the boxes in seconds.
- Daily room and board (regular admission) — €75 per day
- Daily room and board (intensive care) — €170 per day
- Inpatient, per illness or accident — €8,600
- Outpatient, per sickness or accident — €700
- Per medical visit — €20
- Medical diagnostic tests — €175
- Reimbursement rate — 90%
- Geographic cover — Republic of Cyprus only
| Benefit | Cover limit | |
|---|---|---|
Inpatient, per illness or accidentHospitalisation and surgery | €8,600 | Hospitalisation and surgery |
Inpatient, annual capPer insured, per 12-month period | €13,700 | Per insured, per 12-month period |
Daily room and board (regular admission)Standard ward | €75 per day | Standard ward |
Daily room and board (intensive care)ICU | €170 per day | ICU |
Maternity benefit, once-offNatural or caesarean delivery | €515 | Natural or caesarean delivery |
Transportation of remainsTransfer to home country | €3,420 | Transfer to home country |
Outpatient, per sickness or accidentDoctor and clinic visits | €700 | Doctor and clinic visits |
Outpatient, annual capPer insured, per 12-month period | €1,710 | Per insured, per 12-month period |
Per medical visitSingle doctor consultation | €20 | Single doctor consultation |
Medical diagnostic testsLab work and imaging | €175 | Lab work and imaging |
Reimbursement rate10% paid by the employer on foreign-worker contracts | 90% | 10% paid by the employer on foreign-worker contracts |
Geographic coverSchengen and worldwide travel excluded | Republic of Cyprus only | Schengen and worldwide travel excluded |
Plan A reimburses 90% of eligible medical costs; on a foreign-worker contract the remaining 10% is the employer's share. Cover is valid in the Republic of Cyprus only — Schengen and worldwide travel are not covered. Pre-existing diseases and chronic conditions are excluded (see the full list below).
Request a sample policy wordingExtra cover if you're a GeSY (G.H.S.) beneficiary
When the insured person is enrolled in the General Healthcare System, Plan A automatically adds €5,000 death-by-accident cover and lifts the transportation-of-remains limit to €3,500. No separate policy required.
What CRMD checks on your certificate
Six items the Civil Registry & Migration Department reviews on every Plan A certificate: licensed Cyprus insurer, named insureds, inpatient cover, outpatient cover, transportation of remains, and a 12-month term aligned to your interview date.
The legal basis is the Aliens and Immigration Law (Chapter 105 of the Laws of Cyprus), together with the Aliens and Immigration Regulations. Cap. 105 does not publish a single euro-value table; the figures below are the cover printed on every DigiCare Plan A certificate, underwritten by a Cyprus-licensed insurer (ICCS-registered) and accepted across all five districts in 2026.
Cyprus Aliens and Immigration Law (Cap. 105) via cylaw.org; CRMD residence-permit document list via gov.cy/mip-md; EU Migration Portal for the medical-examination companion document; ICLG Corporate Immigration Cyprus 2025 for the legal framework summary.
Issued by a Cyprus-licensed insurer
Issued by a Cyprus-licensed insurer registered with the Insurance Companies Control Service (ICCS).
Names every applicant
Names you and every family member on the residence application.
Inpatient cover at the threshold
Inpatient hospital cover up to €13,700 per insured per year (€8,600 per illness or accident).
Outpatient care included
Outpatient care up to €1,710 per year (€700 per sickness, €20 per visit, €175 per diagnostic test).
Transportation of remains cover
Transportation of remains cover up to €3,420 (€3,500 if the insured is a GeSY beneficiary).
12-month policy term, 90% reimbursement
90% reimbursement of eligible costs, 12-month policy term aligned to your CRMD interview date.
Plan A Immigration Insurance Cyprus: price by age bracket (2026)
DigiCare's Plan A immigration medical insurance Cyprus starts from €120/year for adults and children under 62, rising by age band — €210 at 62–64, €245 at 65–69, €270 at 70–74, €315 at 75–79, €430 at 80+. Family bundles cost €420 (2 adults + 1 child) or €560 (2 adults + 2 children) when all insureds are under 62. All tiers include the same CRMD-accepted coverage and a same-day digital certificate.
Most Cyprus brokers hide their immigration prices behind a quote form. We publish ours because Plan A is a regulated product with a flat shape; there is no honest reason to keep it hidden. No fine print on the headline price, no markup for the digital certificate, no medical exam.
- Inpatient €13,700/year
- Outpatient €1,710/year
- Same-day certificate
Adults 70–74
All three insureds on a single CRMD-ready certificate.
Adults 75–79
Best value for families on residence-permit renewals.
Adults 80+
Children 0–14
2 adults + 1 child
2 adults + 2 children
Family bundle prices assume all insureds are under 62 and qualify for the 3+ member group discount (€140/person). Prices may adjust for manual-labour occupations like construction, agriculture, or domestic work, where claim frequency is higher. The form gives you the exact figure in 30 seconds.
How DigiCare prices Plan A immigration insurance
These are our real, published Plan A premiums for Cyprus residence-permit applications — not generic estimates. The table below is the complete rate card we sell from, verified against our policy schedule and kept in sync with the live quote form.
| Age band | Price/year |
|---|---|
| Adults under 62 | from €120 |
| Adults 62–64 | €210 |
| Adults 65–69 | €245 |
| Adults 70–74 | €270 |
| Adults 75–79 | €315 |
| Adults 80+ | €430 |
| Children 0–14 | from €120 |
| Family (2 adults + 1 child) | from €420 |
| Family (2 adults + 2 children) | from €560 |
- Single regulated product: Plan A has one CRMD-accepted coverage shape for every applicant — inpatient up to €13,700/year, outpatient up to €1,710/year, 90% reimbursement, transportation of remains €3,420, maternity €515.
- Priced by age band only: the headline premium depends on the insured's age band. There is no medical exam and no markup for the same-day digital certificate.
- Family bundles assume all insureds are under 62 and qualify for the 3-or-more member group discount (€140 per person).
- Occupational loading: premiums can rise for manual-labour occupations such as construction, agriculture or domestic work, where claim frequency is higher.
- 12-month, Cyprus-only term aligned to your CRMD interview date; rates are reviewed at least annually and re-verified whenever the insurer updates them.
- These exact figures power the on-page calculator and the buy page — what you see here is what you pay.
Build my Plan A certificate
Same-day digital certificate, accepted in all 5 districts. Standard adult policy €120 (under 62).
How to buy Plan A online in 3 steps
From form to digital certificate, ready for your CRMD appointment. Same business day after payment.
Fill the 2-minute form
Passport details, date of birth, Cyprus address, and the family members joining you on the application.
Pay online
JCC or Stripe, secure checkout. Standard adult Plan A is €120; you will see the family total before you confirm.
Receive your digital certificate
Emailed within hours, electronically signed and ready for your CRMD appointment in any of the five districts.
Digital certificates are accepted at the Civil Registry & Migration Department in routine Plan A submissions throughout 2026, with no requirement for a paper original at the desk.
Immigration insurance vs GeSY, travel insurance, and full private health
Plan A is the only cover that satisfies CRMD for a non-EU residence permit. GeSY and travel insurance both fall short, for different reasons.
The most common reason a CRMD file gets bounced is the wrong type of cover. Travel insurance is short-term and territorially mismatched. GeSY (the General Healthcare System) is the public scheme and is not accepted as immigration cover even when the applicant is enrolled. Full private health insurance does meet the bar, but at three to five times the price; it makes sense as a post-residence upgrade, not as the entry-level certificate.
| Cover type | Accepted by CRMD? | Limits | Typical cost | When to use |
|---|---|---|---|---|
Plan A immigration | Yes | €13,700 / €1,710 / €3,420 | from €120/year | Pink Slip applicants |
GeSY (GHS) | No for non-EU residence | Public scheme | Income-based | Post-residence, EU citizens |
Travel insurance | No | Short-term | €30 to €80/trip | Holidays only |
Employer-provided | Yes if Plan A-compliant | Varies | Paid by employer | Non-EU staff |
Full private health | Yes but overkill | Higher | €400+/year | Long-term residents |
Plan A immigration
- Accepted by CRMD?
- Yes
- Limits
- €13,700 / €1,710 / €3,420
- Typical cost
- from €120/year
- When to use
- Pink Slip applicants
GeSY (GHS)
- Accepted by CRMD?
- No for non-EU residence
- Limits
- Public scheme
- Typical cost
- Income-based
- When to use
- Post-residence, EU citizens
Travel insurance
- Accepted by CRMD?
- No
- Limits
- Short-term
- Typical cost
- €30 to €80/trip
- When to use
- Holidays only
Employer-provided
- Accepted by CRMD?
- Yes if Plan A-compliant
- Limits
- Varies
- Typical cost
- Paid by employer
- When to use
- Non-EU staff
Full private health
- Accepted by CRMD?
- Yes but overkill
- Limits
- Higher
- Typical cost
- €400+/year
- When to use
- Long-term residents
Even if you are GeSY-enrolled (and many long-term residents are), CRMD requires a separate Plan A private medical certificate on file for the residence permit. The two systems live in parallel, not as substitutes.
For a fuller private health upgrade after you have your residence permit, see our full private health insurance page.
Common application rejections (and how to avoid them)
Five reasons CRMD sends applicants home, and the fix for each.
Travel or tourist policy submitted
Rejected outright; only a Plan A long-term policy is accepted.
Foreign-issued health insurance
Generally not accepted; ask CRMD in advance if you want to rely on one.
A family member missing from the certificate
Every named applicant on the residence file must appear on the same certificate.
Policy term shorter than the interview window
The policy must run for a full year from the interview date.
GeSY enrolment used as a substitute
Public-system enrolment is not accepted in place of Plan A.
What Plan A does NOT cover
From the Eurosure Insurance Product Information Document (IPID). Have a look before you buy so there are no surprises at claim time.
- Pre-existing diseases and chronic conditions
- Dental treatment, orthoptics, and eye disorders
- Cosmetic or plastic surgery
- Routine GP visits, preventive check-ups, and vaccinations (these go via GeSY for enrolled residents)
- Mental health, nervous disorders, and rest cures
- Pregnancy complications (ectopic, termination), gynaecological problems, infertility and assisted reproduction
- Sexually transmitted diseases and genetic disorders
- Self-inflicted injury, suicide, drug use, or alcohol abuse
- Professional or dangerous sports
- Treatment outside the Republic of Cyprus (travel insurance is a separate product)
- Occupational accidents covered under Employment Legislation
- War, terrorism, nuclear or ionizing radiation, and environmental pollution
Full terms in the policy schedule. Cover for occupational injury sits under your employer's liability insurance, not Plan A. Ask us about a bundled employer's liability + Plan A package.
FAQ: Immigration medical insurance Cyprus
Nine questions we hear weekly at the broker desk.
Talk to our AI assistant — available 24/7. We answer the awkward cases.
Related guides
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Plan A-style cover for retirees and financially independent applicants. CRMD-accepted certificate for your Form M.67 packet, from €120/year.
Read moreDecision treePink Slip insurance for temporary residence
The sibling product for non-EU applicants on the temporary residence track. Same Plan A coverage, MVIS8 packet, annual renewal.
Read moreEdge caseThe full guide to immigration medical insurance in Cyprus
A long-read companion article with district-by-district notes.
Read moreUpgradeWhat insurance do I need for a Cyprus residence permit?
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Read moreGuideWhat health insurance for an MCYV application?
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Read moreEdge caseCyprus residence permit medical examination guide
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Read moreYour CRMD interview deserves a certificate that won't be rejected.
Same-day PDF, €120/year for the standard adult under 62, and the same Plan A document accepted in all five Cyprus districts. We handle the paperwork so you can walk into the Civil Registry & Migration Department ready.