Pink Slip Insurance Cyprus: Plan A Cover for Your Temporary Residence Permit
CRMD-accepted Plan A cover from €120/year, with a same-business-day certificate emailed to you and one-tap annual renewal.
Private health insurance is a mandatory requirement for every non-EU applicant under the Aliens and Immigration Law (Cap. 105). The Civil Registry & Migration Department (CRMD) will pause or refuse a Pink Slip application without a compliant Plan A certificate.
Licensed Cyprus broker · 47 years on the island · Multilingual support (EN/RU/GR/HE/PL)
Why DigiCare
Why non-EU residents choose DigiCare
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We're an independent Cyprus broker, so we place your Plan A policy with a licensed Cyprus insurer at the best rate we can match for your age and occupation. You're not stuck with one company's price.
Same-Day Certificate
Confirm your details online and we email your CRMD-accepted certificate, plus an interim Cover Note, the same business day. The Cover Note is accepted as equivalent to the final policy for your MVIS8 submission.
Cover Note Accepted by CRMD
If you need proof of cover before the final policy lands, the digital Cover Note we issue is accepted by the CRMD as equivalent. Most clients submit it the same afternoon they request a quote.
5-Language Support
We speak English, Russian, Greek, Hebrew, and Polish. Every document, every call, every renewal email in the language you prefer.
Pink Slip vs Yellow Slip: which insurance do you actually need?
The Pink Slip is for NON-EU nationals and needs private Plan A insurance. The Yellow Slip (MEU1) is the EU/EEA/Swiss registration certificate, and those citizens use the EHIC, S1, or GeSY instead. If you hold an EU passport, you don't need Pink Slip insurance.
I get the disambiguation question every week, usually from a couple where one partner holds an EU passport and the other doesn't. The rule is simple: the non-EU partner needs Plan A; the EU partner does not. Each adult applies on their own MVIS8 and each one needs the certificate naming them by passport.
| Pink Slip (you) | Yellow Slip (not you) | |
|---|---|---|
| Audience | Non-EU nationals | EU/EEA/Swiss citizens |
| Permit form | MVIS8 + Pink Card | MEU1 |
| What works for cover | Private Plan A policy | EHIC, S1, or GeSY |
Buying the wrong product is the most common mistake on this page. If you're an EU citizen, GeSY is your healthcare route, and the Yellow Slip is your registration document. If you're non-EU, only a Plan A policy from a licensed Cyprus insurer will satisfy the CRMD.
For the full comparison, see Pink Slip vs Yellow Slip explained, and if you actually need the EU route, jump straight to the EU citizens: the Yellow Slip guide.
What must Pink Slip insurance cover? (CRMD requirements)
A compliant Pink Slip policy covers inpatient care, outpatient care, and repatriation of remains; reimburses a high share of the cost (around 90%); is issued by a licensed Cyprus insurer; and states the cover clearly on the certificate the CRMD sees.
Inpatient hospital care in Cyprus
Outpatient consultations and treatment
Repatriation of remains (firmly required at the regulatory level)
Approximately 90% reimbursement of eligible costs
Certificate naming each insured family member by passport
Market-standard minimums the CRMD accepts
| Requirement | Market-standard minimum |
|---|---|
| Inpatient care | approximately €8,600 |
| Outpatient care | approximately €1,750 |
| Repatriation of remains | approximately €3,500 |
| Reimbursement rate | approximately 90% |
| Annual cover cap | approximately €13,700 |
| Issued by | licensed Cyprus insurer |
| Territorial scope | Republic of Cyprus only |
Cap. 105 sets the requirement to hold private cover, but it doesn't publish line-item amounts. The figures above are the market-standard minimums most insurers and the CRMD accept in practice. Travel insurance and GeSY alone are not accepted as a substitute for Plan A, and the cover is Cyprus-only, not Schengen-wide.
How much does Pink Slip insurance cost in Cyprus?
Pink Slip insurance is roughly €120 to €250 per adult per year and €100 to €150 per child. That's separate from the government permit fees (about €70 application + €70 registration) and the bank guarantee that may apply by nationality. DigiCare's Plan A starts from €120/year for an adult under 65 in a standard occupation; market rates for the same cover sit around €175 to €250.
| Segment | Annual price |
|---|---|
| Adult under 65, standard occupation | from €120/year (DigiCare) |
| Adult, market range | €175 to €250 |
| Senior 65 to 79 | quote on request |
| Child (named on parent's policy) | €100 to €150 |
| Family of 4 | often €350 to €500 |
| Government permit fee (NOT insurance) | €70 + €70 first-time |
| Bank guarantee (NOT insurance) | €350 to €850 by nationality |
Prices shown are indicative based on broker market data. Your exact premium depends on age, medical history, occupation, and the licensed Cyprus insurer we place the policy with. Government permit fees and bank guarantees are paid to the CRMD, not to DigiCare, and are not insurance.
HOW IT WORKS
How to get your Pink Slip certificate (same day)
Most law firms quote 6 to 8 months for the residence permit itself, so applicants often assume the insurance side is just as slow. It isn't. The certificate is digital and ready in hours, not months.
Request your quote
Fill the 60-second form with your name, passport country, date of birth, and any dependants. Add your occupation if it isn't retired or student.
Confirm details and pay
We come back with the firm price and the policy summary. You pay securely online by card; we don't take cash or bank deposits for the insurance.
Certificate emailed today
Your final certificate and interim Cover Note arrive by email the same business day. We can copy your law firm or relocation agent on request.
For the residence medical exam that sits next to your certificate in the application pack, see our guide to the residence medical exam.
Start now, certificate todayWho needs Pink Slip insurance?
Pink Slip insurance is for non-EU nationals applying for or renewing a Cyprus temporary residence permit, and for the family members they bring with them. Below are the four audiences we see most weeks.
Non-EU professionals and families
Working in Cyprus on a visitor/business permit and bringing a spouse or children. Each adult files their own MVIS8 and each insured person sits named on the certificate.
Category F retirees
Non-EU retirees living off pension or foreign income. Category F is one of the most common Pink Slip routes; senior rates are quoted on request because they're age-banded.
Non-EU students
Studying at a Cyprus university on a non-EU passport. The student permit uses the same Plan A cover; ask about the dedicated student variant when you request your quote.
Family dependants
Spouses, partners, and minor children of any non-EU permit holder. Each must be named on a Plan A certificate that the CRMD will see attached to their MVIS8.
Pink Slip insurance vs the products people wrongly try to use
Two products get mistaken for Plan A every week: travel insurance and GeSY. Neither is accepted by the CRMD as a substitute. Here's how the three actually compare for a Pink Slip application.
| Pink Slip insurance (Plan A) | Travel insurance | GeSY | |
|---|---|---|---|
| Accepted by CRMD? | Yes | No | No |
| Term | 12 months residency | Short trips only | Cyprus public scheme |
| Inpatient + outpatient cover | Yes (market-standard minimums) | Limited, trip-only | Yes (public network) |
| Repatriation of remains | Yes (firmly required) | Sometimes, trip-only | No |
| Issued by | Licensed Cyprus insurer | Any travel insurer | Cyprus HIO (public) |
| Use case | Pink Slip application + renewal | Holidays, short trips | EU citizens, GeSY contributors |
If you've already paid for travel insurance for a relocation trip, you keep it for the journey. For the Pink Slip itself, the CRMD will only accept the Plan A certificate.
Get the policy that worksRenewing your Pink Slip insurance every year
The Pink Slip is a one-year permit, so your insurance renews every year too. A lapsed policy can stall a renewal at the CRMD, and I see it happen most often with clients who assume the cover rolls forward automatically; it doesn't.
No new medical exam
The HIV, hepatitis, syphilis, and TB tests are first-time only. Renewal does not require them.
No new criminal record certificate
Same rule: first-time only. You don't redo the police clearance every year.
What you do need
Continued valid Plan A insurance, proof of financial means, and your previous Pink Slip card.
Watch the 90-day rule
Leaving Cyprus for more than 90 consecutive days can cancel the permit. Plan travel carefully and start your renewal at least one month before expiry.
For the renewal-specific fee detail (the €70 renewal charge and what changes from the first-time fee), see our full Pink Slip cost breakdown.
FAQ
Frequently asked questions
Your Pink Slip certificate, emailed today
CRMD-accepted Plan A cover from €120/year. Licensed Cyprus broker. Multilingual support in English, Russian, Greek, Hebrew, and Polish.
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