Cosmos Insurance Company Public Ltd is a Cypriot general insurer founded in 1981 and listed on the Cyprus Stock Exchange since 2000 (ticker COS). DigiCare is an authorised broker — we place Cosmos motor, home, medical, Immigration and SME cover and compare them against the other Cyprus insurers in one quote.
Cosmos Insurance Company Public Ltd
Nicosia HQ · CSE-listed since 2000 · IAC full member (general)
Cosmos Insurance Company Public Ltd is a Cypriot general insurer founded in 1981 by the late Kyriakos M. Tyllis together with Cosmos General Insurance SA of Athens. It is one of only a handful of Cyprus insurers listed on the Cyprus Stock Exchange (ticker COS, since 31 March 2000), serves between 50,000 and 65,000 policyholders through four branches (Nicosia, Limassol, Larnaca, Paphos), and closed 2024 with gross production of €21.5 million and Solvency II ratios of 201% SCR and 358% MCR — both well above the 100% regulatory minimum. DigiCare is an ICCS-licensed Cyprus broker authorised to place Cosmos policies and handle their full claims and renewal lifecycle.
1981
COSMOS FOUNDED
Nicosia, Cyprus
COS
CSE TICKER
Listed 31 Mar 2000
201% / 358%
SCR / MCR (2024)
Solvency II ratios, both > 100% minimum
50k–65k
POLICYHOLDERS
Across 4 Cyprus branches
Cosmos's roots run further back than its 1981 incorporation. K.M. Tyllis & Co Ltd became the sole Cyprus agent of Cosmos General Insurance SA of Athens in 1972, nine years before the two entities co-founded the Cypriot insurer. The 1996 handover to second-generation Andreas and Michalis Tyllis preceded a private-to-public conversion in December 1999, a Cyprus Stock Exchange listing on 31 March 2000 as 'Cosmos Insurance Company Limited', and a July 2004 renaming to the current 'Cosmos Insurance Company Public Ltd' to comply with new EU directives.
Today Cosmos is supervised in Cyprus by the Insurance Companies Control Service (ICCS) at the Ministry of Finance and, for its CSE-listed status, by the Cyprus Securities and Exchange Commission (CySEC). It is a Full Member of the Insurance Association of Cyprus for general insurance and is authorised to transact six of the eighteen IAC insurance classes: Motor, Fire, Accident & Health, M.A.T. (Marine, Aviation and Transport), Liability, and Other. Life insurance is handled by a separate corporate entity called Cosmos International Life Insurance Agencies Ltd, which acts as an agency rather than a licensed life underwriter.
Day-to-day the company is led by CEO Kyriakos Tyllis (third-generation namesake of the founder) and works out of 46 Griva Digeni Avenue, 1080 Nicosia. The external auditor is PricewaterhouseCoopers Limited (since the 2022 AGM resolution). According to Cosmos's own About page and corroborating directory data, the company employs more than 70 staff and works with between 150 and 200 insurance intermediaries across Cyprus. As a public company, Cosmos's solvency and production figures are observable — that is the editorial wedge of this profile.
Cosmos's six authorised classes break down into roughly 27 retail products, anchored by four brand-named lines and an immigration plan. Each card links to DigiCare's full quote flow for that line. We compare Cosmos against the other Cyprus insurers in the same quote, so you see how Cosmos ranks for your specific profile.
Cosmos's branded private motor product. Third-party or comprehensive cover, optional Wide Coverage extensions, and a 24/7 accident and road-assistance hotline (77 776006). Cosmos issues the EU-standard Claims History Statement (NCB certificate) within 15 days of written request per Law 96(I)/2000.
Quote Cosmos motorBuildings and contents cover for Cyprus permanent residents and homeowners. Fire, theft, public liability, alternative accommodation. Falls under the IAC Fire class — one of Cosmos's six authorised general-insurance classes.
Quote Cosmos homeCosmos's branded medical plan for Cyprus residents and expats — written under the Accident & Health class. Hospitalisation, outpatient, and family options. We compare CyprusCHOICE against AKD DCare, Trust TRUcare, Atlantic and international carriers in the same health quote.
Quote Cosmos medicalCombined fire, contents, public liability and business-interruption cover for Cyprus offices, shops and small businesses. Written across Cosmos's Fire, Accident & Health and Liability classes — one policy, one renewal.
Quote Cosmos SMECosmos's medical-and-accident cover for Pink Slip, Yellow Slip and Category F applications. Written under the Accident & Health class. We compare Cosmos's immigration plan against AKD, Trust, Eurosure and others in one quote.
Quote immigrationYacht, hull, cargo and goods-in-transit cover for Cyprus operators. M.A.T. is one of Cosmos's six authorised classes and a relatively rare licence in the Cyprus general market. We place Cosmos's yacht cover alongside the specialist marine insurers.
Quote yacht / M.A.T.Pricing floors are indicative entry points and depend on your profile. Cosmos publishes product information but not a public Cyprus rate card — DigiCare returns a real Cosmos quote alongside quotes from AIG, Trust, Eurosure, soEasy and AKD.
Cosmos closed 2024 with gross production exceeding €21,500,000, a Solvency Capital Requirement (SCR) ratio of 201% and a Minimum Capital Requirement (MCR) ratio of 358% — both comfortably above the 100% Solvency II regulatory minimum. Its CSE-listed shares (ticker COS, ISIN CY0005220310, 56,483,559 shares outstanding) traded at €0.308 in May 2026, implying a market capitalisation of €17.4 million. In March 2026 the Board approved a €0.0177 per-share dividend (€1,000,000 in total, payable 22 June 2026 after the AGM on 14 May 2026) — the first dividend after four consecutive years of pause. CySEC Approved Prospectus 48104 (30 March 2018) covers a rights issue of 5,139,240 new shares. Because Cosmos is a public company, all of these figures are observable through CSE, CySEC and third-party financial-disclosure aggregators — most Cyprus insurers do not publish at this granularity.
See Cosmos's CSE stock page for live share-price and market-cap data.
CSE-listed insurers in Cyprus are a minority. If you want a Cyprus insurer whose solvency and reserves are independently observable rather than disclosed only via private ICCS supervisory filings, Cosmos is one of the small set that qualifies. DigiCare can pull the latest CSE filings before you bind cover.
Cosmos is a focused Cypriot general insurer; its branches are built for policy issuance and Greek-language service, not for steering an expat through a claim in their own language. That is what brokers exist for. Four reasons our clients use DigiCare for Cosmos cover rather than calling Nicosia directly.
We do not quote Cosmos in isolation. The same form returns quotes from AIG, Trust International, Eurosure, soEasy, Cosmos and AKD — so you see whether Cosmos is actually the right answer for your profile, or whether another Cyprus insurer is cheaper or broader for your specific risk.
If you have a claim on a Cosmos policy, you call DigiCare. We file with Cosmos on your behalf, package the evidence, follow the file through to settlement, and push back on partial declines using the policy wording. The 24/7 Cosmos hotline (77 776006) exists, but you do not have to navigate it alone.
Cosmos's primary working languages are Greek and English. DigiCare handles policy queries, claims, and renewals in English, Russian, Greek, Hebrew, and Polish — useful if your Cosmos policy is the only document in your portfolio you cannot read.
If you already hold a Cosmos policy bought direct or through another broker, we can take over the administration at renewal. Same insurer, same cover, no gap, and from then on we are your contact for changes, mid-term endorsements, and claims.
Cosmos's Google business presence is healthier than the Cyprus-insurer baseline. The Nicosia head office on Griva Digeni Avenue carries 4.2 stars from 80 reviews on Google Maps. The Paphos branch sits at 3.0 from 6 reviews, and Larnaca at 3.3 from 3 reviews — both very small samples that should not be over-weighted. The Limassol branch did not appear in the local Google pack at the time of our research. The brand's Facebook page carries 4.5 stars from 8 ratings across roughly 5,000 followers.
Read the rating distribution honestly. 80 reviews at 4.2 stars on the HQ is a meaningful signal that walk-in and head-office service is broadly OK. The handful of low-volume branch ratings (3 to 6 reviews) is noise more than signal — one frustrated claimant can move a 3-review average by a full star. Cyprus consumers in general tend to leave Google reviews only when something has gone wrong with a claim or a renewal, so even the visible feedback under-represents the satisfied book.
Financial strength is not the concern. Cosmos's 2024 Solvency Capital Requirement ratio of 201% and Minimum Capital Requirement ratio of 358% are both well above regulatory minima, and as a CSE-listed company those numbers are independently auditable. The reputational signal worth paying attention to is operational: how a non-Greek-speaking client navigates the Nicosia branch when something goes wrong with a claim.
Judge Cosmos on operational dimensions, not solvency. The Nicosia HQ rating is reassuring; the branch ratings have too-small samples to be load-bearing. Operational friction (language, claims paperwork) is precisely what a broker like DigiCare absorbs on your behalf.
4.2 / 5
NICOSIA HQ
80 Google reviews · May 2026
€21.5M
PRODUCTION 2024
Cosmos Insurance Company Public Ltd
Search results for 'Cosmos Insurance' surface multiple unrelated brands. If you are trying to buy or compare Cosmos Insurance Cyprus, here are the three entities you might land on and which one this page is about.
01
The Cypriot general insurer founded in 1981, listed on the Cyprus Stock Exchange as ticker COS since 2000. Headquartered at 46 Griva Digeni Avenue, Nicosia. Licensed for six general-insurance classes (Motor, Fire, Accident & Health, M.A.T., Liability, Other). NOT licensed for life insurance directly. This is the entity DigiCare brokers.
02
A separate corporate entity disclosed in Google's Knowledge Graph as Cosmos's subsidiary. Note the word 'Agencies': this company distributes life-insurance products on behalf of licensed life carriers rather than underwriting policies itself. If you are searching for 'Cosmos life insurance' you are landing on this subsidiary, not on the same balance sheet that publishes Cosmos's 201% SCR ratio.
03
A UAE-based insurance broker headquartered in Sharjah. Completely unrelated to the Cyprus insurer despite the similar name. If your search returned UAE phone numbers or Emirati branch addresses, you are on a different company in a different regulatory jurisdiction.
We list these for completeness. In practice, almost no DigiCare client needs to contact Cosmos directly — we handle policy admin, mid-term changes, claims, and complaints on your behalf.
Source: Insurance Association of Cyprus full-member listing for Cosmos Insurance and the company's published contact page (verified May 2026).
If we missed yours, the DigiCare broker line is open Mon–Sat 09:00–19:00 Cyprus time and a licensed broker picks up directly.
+357 (26) 221 666Pick the right one for your situation. All three take less than a minute to start, and they all route to a licensed Cyprus broker.
Answer 12 short questions. We return a real Cosmos quote alongside AIG, Trust, Eurosure, soEasy and AKD — and recommend one.
Quote nowSend us your current Cosmos policy. We will quote five alternatives, arrange any transfer at renewal, and from then on we are your point of contact with Cosmos.
SwitchMon–Sat 09:00–19:00 Cyprus time. A licensed broker picks up — in English, Russian, Greek, Hebrew or Polish.
+357 (26) 221 666DigiCare Insurance (the trading name of Costas Matheou Insurance Agent) is licensed by the Insurance Companies Control Service of the Republic of Cyprus (ICCS license 2451) and is an authorised intermediary placing cover with Cosmos Insurance Company Public Ltd and other Cyprus insurers. We are not affiliated with, owned by, or a subsidiary of Cosmos, and this page is an editorial profile by an independent broker, not an official Cosmos page.