Add international health insurance to your agency's offer
DCare lets insurance agents and multi-agencies offer clients international private medical insurance without building a product of their own. You advise and refer the client; DCare quotes, issues, and services the policy; you earn commission on every policy that goes live.
In short
What is DCare?
DCare is international private medical insurance for people living in the European Union. It gives access to private treatment at home and worldwide, with an annual benefit limit of up to €1,000,000.
It is a product you add to your range under your own intermediary registration — DCare grants no regulatory status; it supplies the product and its servicing. The client chooses one of four cover tiers and a territory of cover.
Cover
What DCare insurance covers
| Annual benefit limit | up to €1,000,000 |
|---|---|
| Cover tiers | Basic, Core, Classic, Prime |
| Territory of cover | worldwide, or worldwide excluding the USA |
| In-patient treatment | 100%, private room |
| Out-patient treatment | from the Core tier upward |
| Preventive care & wellness | from the Classic tier upward |
| Chronic conditions | on the Prime tier |
| Eligible residence | EU-27 + Norway + Liechtenstein |
| Who quotes and issues the policy | DCare |
| Partner's role | advice / client referral, commission on the policy |
Distribution
How to add health insurance to your agency's range
A multi-agency works with several insurers under separate appointments, so it can present one client with options from different sources. An insurance agent operates under their entry in the agents' register and within the agency agreements they hold.
DCare fits this model as another product in your range: international health insurance, which most intermediaries' portfolios still lack. You distribute it under your own registration and status — DCare does not replace or grant intermediary authority; it supplies the product, the quote, and full policy servicing.
How it works
How a partnership works
We build the partnership around how you already work — there is no single fixed programme. Common starting points:
Refer
You send the client to DCare; we handle quoting and servicing.
Advise
You run the conversation and pick the tier; DCare issues and services the policy.
Co-branded
We present the offer under a shared brand where it makes sense for your agency.
None of these is fixed. We agree the exact shape, responsibilities, and regulatory terms when we set up the partnership, because they depend on your status as an intermediary.
Commission
What commission does a partner earn?
You earn commission on every policy that goes live. Rates are agreed individually when we set up the partnership and shared on request, because they depend on the model and volume. Write to us and we will send the terms.
Why DCare
Why add DCare?
A product missing from many portfolios
International private medical insurance sets your offer apart from standard policies.
High limit and full hospital cover
Up to €1,000,000 a year, 100% in-patient treatment in a private room.
Four tiers
From Basic to Prime with chronic-condition care — match the cover to the client.
We handle the servicing
DCare quotes, issues, and services the policy. You advise and earn.
Three steps
Start a partnership
Write or call
Email info@digicare-insurance.com or WhatsApp +357 99 857807.
We agree the model and commission
We match the partnership to your agency and intermediary status and set the rates.
You add DCare to your range
You start referring clients; DCare takes over quoting, issuing, and servicing.
FAQ
Partnership questions, answered
Add international health insurance to your range
Send us a short message and we'll reply with the benefit schedule, commission, and a partnership shaped around your agency.