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Anytime Insurance Cyprus
Anytime is a digital-first online insurer for motor, home and business cover, in Cyprus since 2017 and part of Interamerican (Greece) and the Achmea group (Netherlands). Here is an honest broker's profile: cover, cost, contact, reviews, and how it compares against the whole market.
DigiCare is an independent insurance broker. We are not affiliated with, endorsed by, or an agent of Anytime. This profile is editorial: we describe Anytime factually and compare it against 10+ Cyprus insurers so you can see where you get the best value.
COMPANY AT A GLANCE
Interamerican-backed online insurer
Digital-first motor, home and business cover in Cyprus
- Founded in Cyprus
- 2017
- Parent group
- Interamerican (Greece) / Achmea (NL)
- Head office
- Nicosia
- Insured in Cyprus
- 39,000 (self-reported)
WHO IS ANYTIME
Who is Anytime Insurance in Cyprus?
Anytime Insurance is a digital-first (online) motor, home and business insurance brand operating in Cyprus since 2017. It is part of Interamerican Hellenic Insurance Company S.A. in Greece, which belongs to the Achmea group in the Netherlands.
Digital-first means you buy the policy online, through a website or app, rather than through a local agent. According to Anytime's own website, the brand insures around 39,000 vehicles and properties in Cyprus and reports 400,000 drivers in Greece. Those are self-reported figures, useful for scale but not a claims record you can independently check.
One common mix-up: the domain anytimeinsurance.com is not the online Anytime brand. Google's business listing shows it as SoEasy insurance, a Paphos agency, which is a separate business. The online brand is anytimeonline.com.cy.
Anytime began in Greece, where it reports 400,000 drivers, but it has run as its own Cyprus operation since 2017. So Anytime, Interamerican and Achmea are one corporate chain: Anytime is the brand, Interamerican is the insurer behind it, and Achmea is the Dutch group that owns Interamerican.
Anytime at a glance
- Type
- Digital-first online insurer
- Products
- Motor, home, business
- In Cyprus since
- 2017
- Regulator
- Insurance Companies Control Service
COVER
What does Anytime car insurance cover?
Anytime sells motor cover as three programs (Standard Drive for passenger cars, Standard Drive commercial, and the Smart Drive telematics program), plus home and business insurance. Every Cyprus motor policy is sold against the same coverage ladder, shown below.
| Cover | Third-partyTPL | Fire & theftTPFT | ComprehensiveFull |
|---|---|---|---|
| Injury or damage you cause to others (legal minimum) | |||
| Fire and theft of your own car | |||
| Accidental damage to your own car, even at fault | |||
| 24/7 road assistance (Anytime E-road assistance) |
In Cyprus, third-party liability motor insurance is mandatory under the Motor Vehicles (Insurance and Civil Liability) Law of 2000 (Law 96(I)/2000), with statutory minimums of 38.6 million euros for bodily injury and 1.3 million euros for property damage per claim. If an uninsured or untraced driver injures you, the Motor Insurers' Fund of Cyprus can compensate victims, and every legal insurer must be authorised by the Insurance Companies Control Service.
This ladder is the Cyprus market standard Anytime sells against. Exact benefits per program vary, so always check the policy document (IPID) for your quote.
COST
How much does Anytime car insurance cost?
Anytime does not publish fixed prices; you get a quote online based on your details. As a market guide, third-party-only cover in Cyprus starts from about 180 euros a year and full comprehensive typically runs 400 to 750 euros a year.
These are average Cyprus market rates, not Anytime's published prices.
Your own price depends on driver age, the country that issued your licence, your no-claims history, your vehicle group, and where you live. Cyprus motor pricing is unregulated, so each insurer sets its own rates. The cheapest online quote is not always the best value: check the excess (the part of a claim you pay yourself), the exclusions, whether documents come in English, and how claims are handled.
Get a real comparison quoteWAYS TO SAVE
Smart Drive
A telematics app that can reward safe, low-mileage driving, marketed at drivers aged 18 to 30 (reportedly).
No-claims history
A clean claims record usually lowers your premium, as with any Cyprus insurer.
Compare first
A broker checks Anytime against 10+ insurers, so a single online quote never becomes an overpayment.
CLAIMS
How do Anytime claims work?
Anytime handles claims directly, mostly online or by phone. As with any direct insurer you deal with the company alone. A broker stays involved to chase the insurer and push for a fair, fast settlement on your behalf.
1
Make the scene safe
Stop, check for injuries, and call 112 if anyone is hurt.
2
Gather evidence
Photograph the scene, the damage and the plates, and swap details with the other driver.
3
Report the claim
Tell the insurer as soon as possible with your policy and accident details.
4
Assessment and settlement
The insurer assesses the damage and settles according to your cover level.
If the other driver is uninsured or untraced, the Motor Insurers' Fund of Cyprus can compensate victims. A broker helps you file the claim either way.
CONTACT
Anytime Cyprus contact details
Anytime publishes a toll-free line, an international number and a helpdesk email, plus a Nicosia head office.
Documents and payments run 24/7 through the my anytime self-service portal (my.anytimeonline.com.cy). Anytime does not publish fixed working hours online.
Prefer to speak to someone in English who can also compare other insurers for you?
Get your free comparison quoteContact details are published by Anytime and shown here for reference. Office locations beyond the Nicosia head office are reported by a Cyprus insurance directory (single source).
- Toll-free
- 800 88 800
- International
- (+357) 22200700
- helpdesk@anytimeonline.com.cy
- Head office
- 42-44 Griva Digeni Avenue, 1080 Nicosia
- Self-service
- my anytime (my.anytimeonline.com.cy)
- Reported offices
- Nicosia, Limassol, Larnaca, Paphos, Paralimni
PROS & CONS
Anytime pros and cons
What works
- Everything runs online: quotes, payment and documents through the website or app.
- Competitive base prices for digital, younger buyers using the Smart Drive telematics program.
- 24/7 roadside help (E-road assistance) included with motor cover.
- Backed by Interamerican and the Achmea group.
What to watch
- Buying direct, there is no broker to argue your corner at claim time.
- No published prices, so you cannot compare value without requesting a quote.
- Mostly self-service, with no personal adviser.
- You see one insurer's price only, not the wider market.
Anytime is a solid direct option. The gap it cannot fill is choice: buying direct, you see one price. A broker shows you several, then stays on your side at claim time.
BROKER ALTERNATIVE
Anytime direct, or compare with DigiCare?
Anytime is a direct online insurer, so you buy one company's product. DigiCare is an independent broker: we compare Anytime and other Cyprus insurers, advise in plain English, Russian or Greek, and advocate for you at claim time, often for the same or a lower net premium.
- Real quotes from 10+ Cyprus insurers in one step
- Advice in English, Russian and Greek
- Claims advocacy on your side
- The same online convenience, across a wider market
5.0 on Google
FAQ
Anytime Insurance Cyprus: FAQ
Quick answers to the questions people ask about Anytime, plus how a broker can help.
+357 26 221 666Anytime Cyprus uses a toll-free line, 800 88 800, and an international number, (+357) 22200700. You can also email helpdesk@anytimeonline.com.cy. If you would rather deal with an English-speaking broker who can compare other insurers for you, DigiCare is an alternative point of contact.
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Call usEDITORIAL DISCLOSURE
DigiCare is an independent insurance broker authorised by the Insurance Companies Control Service. We are not affiliated with Anytime, Interamerican or Achmea. Company figures marked self-reported come from Anytime's own website; office locations beyond the Nicosia head office and the anytimeinsurance.com / SoEasy detail come from a Cyprus insurance directory and Google's business listing respectively. Legal minimums are set by Cyprus law and its regulators.