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What Is the Cheapest Immigration Medical Insurance in Cyprus?
The cheapest immigration medical insurance in Cyprus is a Plan A policy, from €120 a year for applicants under 62 and up to €430 a year at age 80 and over. Every licensed Cyprus insurer writes the same cover headings, so cheaper usually means a lower premium for an equivalent certificate. Compare the schedules as well as the price, because the caps and any deductible do differ, then buy the standard policy rather than a pricier upgrade you do not need.
Need a compliant certificate today? Buy your Plan A immigration insurance online and download it in minutes.
€150/yr
Cheapest Plan A
Standard cover for one adult under 62
€140/yr
Cheapest family rate
Per person when 3+ insureds are under 62
€430/yr
Highest age band
Standard Plan A at age 80 and over
90%
Reimbursement rate
Every Cyprus Plan A schedule we compared reimburses eligible costs at 90%
Immigration medical insurance in Cyprus, known as Plan A, is the mandatory cover non-EU nationals need for a residence permit. At DigiCare Insurance the standard Plan A starts from €120 a year for an adult. No law fixes the cover, but licensed Cyprus insurers write near-identical benefits, so the premium is the variable that really moves.
This page explains what the cheapest compliant policy costs, how the price changes with age, and how to pay less without buying the wrong cover. For the full price ladder and what Plan A pays out, see our guide to how much immigration insurance costs in Cyprus.
What's the Cheapest Immigration Medical Insurance in Cyprus?
Plan A cover is settled market practice for the residence-permit process. It pays inpatient care from €13,700 a year, outpatient care from €1,710, and repatriation from €3,420, with a 10 percent co-payment. The insurers behind it are all licensed by the Insurance Companies Control Service, and the schedules they publish sit within a few tens of euros of each other whether you pay €150 or €250.
Because the certificates are so close, paying more buys you almost nothing extra for the immigration appointment. Our immigration medical insurance page shows the standard Plan A price by age and issues the stamped certificate online.
How Much Is the Cheapest Plan A by Age Band in Cyprus?
Cheapest Plan A annual premium by age (2026)
| Age band | Cheapest annual premium | Cover level |
|---|---|---|
| Under 62 | €150 (€140 per person for 3+ insureds) | Standard Plan A |
| 62 to 64 | €210 | Standard Plan A |
| 65 to 69 | €245 | Standard Plan A |
| 70 to 74 | €270 | Standard Plan A |
| 75 to 79 | €315 | Standard Plan A |
| 80 and over | €430 | Standard Plan A |
DigiCare published Plan A rates for 2026. Licensed Cyprus insurers write near-identical cover, so the premium is what really varies.
How to Pay Less for Immigration Insurance Without Under-Insuring
Three ways to get the lowest legitimate price:
- Put the family on one policy. Three or more insured people under 62 drop to €140 each instead of €150, and children are covered on the same certificate.
- Buy online, direct. Buying the certificate through a Cyprus-licensed online workflow avoids agent fees and gets the stamped document by email the same day.
- Buy Plan A, not a substitute. Travel insurance, an EHIC card, or a cheap non-compliant plan will not be accepted for a residence permit. The mandatory minimum is Plan A, so that is the only policy worth comparing on price.
Bottom Line
The cheapest immigration medical insurance in Cyprus is a standard Plan A policy, from €120 a year per adult, with family bundles from €420 and retired cover from €270. Licensed insurers write near-identical cover, so the cheapest option is usually the lowest premium for an equivalent certificate.
Do not overpay for a fancier policy the Migration Department does not ask for, and do not try to save with travel insurance that will be rejected. Buy the compliant Plan A, add your family to one certificate, and get it stamped online before your appointment.
Ready to buy or renew? See our Cyprus immigration medical insurance page for the standard Plan A price by age and instant online purchase.
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Get a Free QuoteMore Immigration Insurance FAQ
How long does a Pink Slip take in Cyprus?
A Pink Slip takes about 6 months on average (usually 4 to 8 months for the card). Your permit is valid from the day the Migration Department accepts your application, so you can stay while it is processed.
Read the full answerCan you work in Cyprus with a Pink Slip?
Not for a Cyprus employer: the permit bars economic activity in the Republic. Remote work for a foreign employer is disputed between 2026 Cyprus sources, and we recommend the Digital Nomad Visa for remote income.
Read the full answerDo EU citizens need health insurance for the Yellow Slip?
It depends on which of the 6 applicant categories you file under. The Cyprus MEU1 checklist asks an ordinary employed applicant for Social Insurance records, not a policy. Cover, where asked for, is from €120 a year.
Read the full answerWhat is the MVIS8 form?
MVIS8 is the Cyprus Migration Department's application form for the Pink Slip residence permit. Every applicant files their own, the current version is dated October 2025, and a Plan A insurance certificate must be attached.
Read the full answerWhat is the ARC in Cyprus, and where is my ARC number?
The ARC is the Migration Department's registration of a non-Cypriot in the Aliens Registry, plus its number. It costs €70 once and is printed on four documents.
Read the full answerIs an EHIC or S1 form enough for the Yellow Slip?
Usually not on its own. The Cyprus MEU1 checklist accepts an EHIC in the student category alone, and names the E121 or S1 only as the pensioner route through the Ministry of Health, not as a general substitute for cover.
Read the full answerGet your Plan A certificate
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