How Much Does Immigration Insurance Cost in Cyprus?

How Much Does Plan A Immigration Insurance Cost Per Year in Cyprus?

The figures below are DigiCare's published Plan A rates for 2026. They reflect quotes we routinely issue from a Cyprus-licensed insurer, cross-checked against the Plan A schedules other licensed Cyprus insurers publish. Family pricing is the sum of the per-person premiums; a 3+ family group of under-62 insureds drops to the lowest per-person rate.

What Affects the Price of Immigration Insurance in Cyprus?

Once you know Plan A is an age-banded product, the question is not what makes one quote €120 and another €430; it is whether the certificate will be accepted at the Migration Department counter. The points below cover the few things that can still affect what you actually pay or whether the policy will be issued at all.

• Age. The premium steps up at five thresholds: 62, 65, 70, 75, and 80. Under 62 the rate is €150 per person; from 62 it becomes €210, then €245 at 65, €270 at 70, €315 at 75, and €430 at 80+. Children share the under-62 rate.
• Family or individual. A household policy with named dependants costs the sum of the per-person premiums at each insured's age band. When 3 or more insureds are all under 62, the under-62 rate drops to €140 per person, so a family of four under 62 lands at €560 instead of €600. Submitting one family certificate is faster at the immigration counter than five separate ones.
• Validity period. Plan A is normally written for 12 months to match the Pink Slip cycle. The Migration Department expects an in-date certificate at every renewal, so the natural buying rhythm is annual.
• Sales channel. Because insurers write the same cover headings, an agency quote and a direct-to-insurer quote should align closely. If a quote is materially lower than €120 for an adult under 62, check the schedule of benefits: you may be looking at a non-Plan A travel product the Migration Department will reject.

Where to Buy the Cheapest Compliant Immigration Insurance

Prefer to handle it by email? Just write to info@digicare-insurance.com with your full name as it appears on your passport and your date of birth, and we will email back the compliant Plan A certificate. Either route gets you the same policy at the same price.

• Confirm the insurer is licensed by the Cyprus Insurance Companies Control Service. The certificate must be on a Cyprus insurer letterhead with a Cyprus VAT number; foreign expat or travel policies are not equivalent.
• Get the quote in writing with your full name as it appears on your passport, the policy period, and the schedule of benefits attached. The Migration Department checks all three at the counter.
• Match the policy period to the permit duration. A Pink Slip is renewed yearly, so a 12-month policy is standard.
• If you are applying with family, ask for one household policy with named dependants, or buy each member their own certificate, but use the same insurer to keep the paperwork consistent.
• Buy from an insurer or broker that issues the stamped certificate the same day. The bottleneck is the immigration appointment, not the paperwork.
• Avoid quotes that look too cheap. Anything materially below €150 for an adult under 62, or below the band rate for older insureds (€210/€245/€270/€315/€430), is almost always a non-compliant travel product or a stripped-down Plan B with a lower hospital cap. The Migration Department will reject either.