How Much Does Immigration Insurance Cost in Cyprus?

How Much Does Plan A Immigration Insurance Cost Per Year in Cyprus?

The figures below are the standard Cyprus market prices for a Plan A certificate. They are based on quotes we routinely issue at DigiCare from licensed Cyprus insurers, cross-checked against the standard Plan A schedule filed with the Insurance Companies Control Service. Family pricing is the sum of the per-person premiums.

What Affects the Price of Immigration Insurance in Cyprus?

Once you know Plan A is a standardised product with a fixed two-tier price, the question is not what makes one quote €170 and another €270; it is whether the certificate will be accepted at the Migration Department counter. The points below cover the few things that can still affect what you actually pay or whether the policy will be issued at all.

• Age. There is one threshold and one only: the year the insured turns 70. Until then, Plan A costs €170 per person per year. From age 70 onward, it costs €270 per person per year. There is no further escalation for the very elderly.
• Family or individual. A household policy with named dependants costs the sum of the per-person premiums (€170 each under 70, €270 each at 70 and over). Submitting one family certificate is faster at the immigration counter than five separate ones, but the total premium is the same.
• Validity period. Plan A is normally written for 12 months to match the Pink Slip cycle. The Migration Department expects an in-date certificate at every renewal, so the natural buying rhythm is annual.
• Sales channel. Because the wording and the price are both standardised, a broker quote and a direct-to-insurer quote should match exactly. If a quote is materially lower than €170 for an adult under 70, check the schedule of benefits: you may be looking at a non-Plan A travel product the Migration Department will reject.

Where to Buy the Cheapest Compliant Immigration Insurance

Prefer to handle it by email? Just write to info@digicare-insurance.com with your full name as it appears on your passport and your date of birth, and we will email back the compliant Plan A certificate. Either route gets you the exact same regulated policy at the standard price.

• Confirm the insurer is licensed by the Cyprus Insurance Companies Control Service. The certificate must be on a Cyprus insurer letterhead with a Cyprus VAT number; foreign expat or travel policies are not equivalent.
• Get the quote in writing with your full name as it appears on your passport, the policy period, and the schedule of benefits attached. The Migration Department checks all three at the counter.
• Match the policy period to the permit duration. A Pink Slip is renewed yearly, so a 12-month policy is standard.
• If you are applying with family, ask for one household policy with named dependants, or buy each member their own certificate, but use the same insurer to keep the paperwork consistent.
• Buy from an insurer or broker that issues the stamped certificate the same day. The bottleneck is the immigration appointment, not the paperwork.
• Avoid quotes that look too cheap. Anything materially below €170 for an adult under 70, or €270 for someone aged 70 and over, is almost always a non-compliant travel product or a stripped-down Plan B with a lower hospital cap. The Migration Department will reject either.